Distracted driving ie: Don"t text and drive

Locally we have had several deaths or serious injuries due to texting.
As I see it it is a natural outfall from our modern society. texting invades my work space daily. People expect that you will have your cell phone on and they want a instant answer to their call or text.
I feel until we are able to address expectations of instant communication that we never stop distracted driving from cell phone use and particularly texting.

I revel in modern technology but at the same time find myself annoyed by the rudeness of it.
In todays world we are constantly interrupted in mid conversation by our phones. I feel until we reach a point we take control of this technology and set boundaries on the use of the phones we will not be successful on stopping distracted driving from them.

Yesterday I read a article that in NYS it is now $150 fine and two points and if you persist to the point of 11 points your license will be suspended. Please support your legislators in their effort to make it unprofitable to drive distracted and save a family members life.
Establish habits ie turn phone of in the car.

No message is worth your life.

Retirement rules for industry versus worker

Often in recent years I have heard news stories that say "X "industry is taking away or changing health care of their retirees.
It is my position that if the employee has to make choices that he is not allowed to change after signing his or her retirement papers ie whether the spouse has survivor benefits.
In this case if the spouse dies and the employee remarries and wants to allow this new spouse to receive the benefits they cannot do it.
If industry won't can't allow you to change your decisions then they should not be able to change your retirement package after you sign the papers.
You have made your plans based on the known facts that you expected to happen.

I feel that federal law should prohibit this from happening.